Cost of Living Calculator Nigeria — Compare Lagos, Abuja, PH & More
Compare monthly cost of living across Nigerian cities: Lagos, Abuja, Port Harcourt, Ibadan, and Kano. Side-by-side breakdown of rent, food, transport and utilities.
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Lagos Total
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Abuja Total
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Monthly Savings in Cheaper City
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Annual Savings
Side-by-Side Comparison
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All Cities Overview
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Cost of Living Across Nigeria
Nigeria's cities have dramatically different living costs. You can live on nearly the same income in Kano that allows only a budget lifestyle in Lagos. However, consider income opportunities — Lagos and Abuja offer significantly higher earning potential for most careers.
These figures represent typical middle-class spending. Your actual costs depend heavily on neighbourhood, lifestyle, and family size.
Frequently Asked Questions
Which Nigerian city is the cheapest to live in?
Among major cities, Kano and Ibadan are significantly cheaper than Lagos and Abuja. Kano has the lowest monthly costs — rent can be as low as ₦30,000–₦80,000 for decent accommodation, and food costs are lower. Lagos is Nigeria's most expensive city, followed closely by Abuja.
How much does it cost to live comfortably in Lagos?
A single professional living comfortably in Lagos typically needs ₦400,000–₦800,000 per month. This covers: rent ₦100k–₦300k, food ₦60k–₦100k, transport ₦40k–₦80k, utilities ₦30k–₦60k, plus personal expenses. A family needs considerably more.
Why is Abuja relatively affordable despite being the capital?
Abuja's cost structure differs from Lagos. Government employees receive housing allowances which moderates demand in certain areas. Traffic is less severe reducing transport costs. Food is cheaper than Lagos. However, some Abuja neighbourhoods (Asokoro, Maitama) are among Nigeria's priciest.
Do these costs include entertainment?
These base estimates cover essential living costs only. Entertainment, dining out, travel, and personal savings are additional. Add 30–50% to the total for a more complete budget including discretionary spending.
How do I find affordable housing in Nigerian cities?
Popular property listing platforms include PropertyPro.ng, PrivateProperty.com.ng, and NigeriaPropertyCentre.com. Prices vary enormously by neighbourhood — areas like Festac, Surulere, and Yaba in Lagos are more affordable than Victoria Island or Lekki. Consider proximity to work when choosing location to minimize transport costs.